Michigan - CoverSmart

Michigan barber and stylist liability plans explained

Pick the barber door or the stylist door, then see which CoverSmart option matches your employee count.

A Michigan CoverSmart site powered with Stockton-Hill Insurance for Michigan beauty professionals.

Empty hair salon with black styling chairs, mirrors, and a wood floor

Michigan online plan doors

Barbers
From $193 a year

Pick barber or stylist before you compare Option choices.

Continue as barber

LARA-licensed barbers with eligible hair services.

Stylists
From $193 a year

Pick barber or stylist before you compare Option choices.

Continue as stylist

LARA-licensed stylists with eligible hair services.

Every Michigan plan here includes $1M / $2M general and professional liability. Option 2 adds $5,000 business property for shops with up to three employees.

Cities we help in Michigan

We help Michigan barbers and stylists statewide, including:

DetroitGrand RapidsAnn ArborLansingFlintKalamazoo

What Michigan barbers and stylists ask us most

Do I need a certificate for my Michigan suite?

Usually yes. Detroit, Grand Rapids, Ann Arbor, and Lansing shops ask for proof of general liability and professional liability, often with additional insured status.

About continuing education

No CE hours are currently required for standard personal renewals. Confirm with LARA.

Is Edward a real agent?

No. Edward is the AI assistant. Amanda Hill is the licensed account manager.

Need something else?

Nails, waxing, esthetics, massage, med spa, or a full salon package beyond the online barber and stylist plans? Use the form and we will point you the right way.

Serving professionals around Detroit, Grand Rapids, Ann Arbor, Lansing, Flint, Kalamazoo and statewide.

Need a Michigan agent, not just a chat?

If nails, waxing, esthetics, or a shop larger than Option 2 come up, send the form. Amanda Hill follows up. Edward stays available to help you sort the barber path from the stylist path.

Call (313) 626-0771

Backed by Stockton-Hill Insurance - Kingston, Ohio - parent of Wolverine Barber & Salon Insurance

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