Michigan - CoverSmart
Michigan barber and stylist liability plans explained
Pick the barber door or the stylist door, then see which CoverSmart option matches your employee count.
A Michigan CoverSmart site powered with Stockton-Hill Insurance for Michigan beauty professionals.

Michigan online plan doors
Barbers
Pick barber or stylist before you compare Option choices.
LARA-licensed barbers with eligible hair services.
Stylists
Pick barber or stylist before you compare Option choices.
LARA-licensed stylists with eligible hair services.
Every Michigan plan here includes $1M / $2M general and professional liability. Option 2 adds $5,000 business property for shops with up to three employees.
Cities we help in Michigan
We help Michigan barbers and stylists statewide, including:
What Michigan barbers and stylists ask us most
Do I need a certificate for my Michigan suite?
Usually yes. Detroit, Grand Rapids, Ann Arbor, and Lansing shops ask for proof of general liability and professional liability, often with additional insured status.
About continuing education
No CE hours are currently required for standard personal renewals. Confirm with LARA.
Is Edward a real agent?
No. Edward is the AI assistant. Amanda Hill is the licensed account manager.
Need something else?
Nails, waxing, esthetics, massage, med spa, or a full salon package beyond the online barber and stylist plans? Use the form and we will point you the right way.
Serving professionals around Detroit, Grand Rapids, Ann Arbor, Lansing, Flint, Kalamazoo and statewide.
Need a Michigan agent, not just a chat?
If nails, waxing, esthetics, or a shop larger than Option 2 come up, send the form. Amanda Hill follows up. Edward stays available to help you sort the barber path from the stylist path.
Call (313) 626-0771
Backed by Stockton-Hill Insurance - Kingston, Ohio - parent of Wolverine Barber & Salon Insurance




